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  • Covered by homeowners insurance? Don't be so sure

     You've no doubt noticed that premiums have gotten pretty pricey. Rates have climbed 69% over the past decade to an average of $1,000 a year. What you may not realize is that you could be facing another vast expense. Insurers have also been quietly hiking deductibles, scaling back basic coverage, and adding new restrictions. Coverage now varies widely among carriers, but that's not always [...]

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